Every week I talk with families in Peru, Colombia, Mexico, or Argentina who want to buy in South Florida and do not know where to start. The good news: buying from abroad is entirely possible — I have guided complete purchases where the buyer never set foot in the US until moving day.
What you do need
- Valid identification (passport) and, depending on your case, a visa or ITIN.
- Documented funds. Banks and title companies must trace the source of money. Orderly, documented transfers save weeks.
- A trusted local team: agent, lender with foreign-national programs (if financing), title company, and in some cases an accountant familiar with international taxes.
What you do NOT need
- You do not need to be a resident or citizen to own property in Florida.
- You do not need US credit history if paying cash, and foreign-national loans exist with typical down payments of 25–30%.
- You do not need to attend the closing: with a power of attorney or remote online notarization, closing can happen from anywhere.
The three most common mistakes
- Wiring money before the team is in place. Strategy first, transfers second.
- Ignoring carrying costs: taxes, insurance, HOA, and property management if you plan to rent it out.
- Buying from photos without local representation. Live video tours and an independent inspection are not optional — they are your protection.
Considering a purchase from your home country? Message me on WhatsApp and I will walk you through the full process on a call — no obligation.
